Nagpur City Multistate offers a saving a/c for everyone to inculcate the habit of saving and encourage thrift. Bank also offers you a host of convenient features to transact through. All the services are offered to you very simple terms and conditions. Banks provide a number of services which can help you manage your business finances more effectively. We offers the most advanced and comprehensive range of Ways to Banking which gives you access to your money anytime, anywhere. If you are interested in opening an account, visit your nearest If you are interested in opening an account, visit your nearest branch.
Recurring Deposit - RD Scheme
| Sr. No. | MONTHLY INSTALLMENT | 1st YEAR 10% | 2nd YEAR 10% | 3rd YEAR 11% | 4th YEAR 11.5% | 5th YEAR 12% |
| 1. | Rs. 500 | 6,333 | 13,323 | 21,373 | 30,513 | 41,112 |
| 2. | Rs. 1000 | 12,665 | 26,645 | 42,746 | 61,025 | 82,223 |
| 3. | Rs. 2000 | 25,330 | 53,290 | 85,492 | 1,22,051 | 1,64,447 |
| 4. | Rs. 5000 | 63,326 | 1,33,226 | 2,13,730 | 3,05,127 | 4,11,117 |
CHILD FUTURE SCHEME
Invest Rs 1000/- Per Month for 60 Month Continues
| RETURN | 12th YEAR | 19th YEAR | 26th YEAR |
| AMOUNT | RS. 60,000 | RS. 1,00,000 | RS. 2,00,000 |
Wealthy Child Fixed Deposit Scheme - Invest Amount RS. 1,00,000
| RETURN | 7th YEAR | 14th YEAR | 21st YEAR |
| AMOUNT | RS. 1,00,000 | RS. 1,00,000 | RS. 2,00,000 |
LOCKERS SYSTEM
| Lockers Type | Size in MM | FD-Any Scheme for 1YR | Rent | With 18% GST |
| Type 1 (SMALL) | 180 X 115 X 580 | RS. 5,000 | RS. 900 | RS. 1062 |
| Type 2 (MEDIUM) | 360 X 115 X 580 | RS. 5,000 | RS. 1,200 | RS. 1,416 |
| Type 3 (MEDIUM) | 360 X 265 X 580 | RS. 10,000 | RS. 2,500 | RS. 2,950 |
| Type 4 (MEDIUM LARGE) | 270 X 180 X 580 | RS. 15,000 | RS. 3,000 | RS. 3,540 |
| Type (LARGE) | 540 X 180 X 580 | RS. 20,000 | RS. 5,000 | RS. 5,900 |
| Type (EXTRA LARGE) | 540 X 385 X 580 | RS. 50,000 | RS. 10,500 | RS. 11,800 |
Storing too much jewellery and valuables in the house at times becomes a security issue and impediment in case of natural calamities. We also have on offer a variety of sizes to fit your requirements. The deposit lockers can be operated at your convenience during our banking hours. We provide the maximum safety to your valuables that are placed in our Safe Deposit Lockers. Free locker against Fixed Deposit Wide availability of lockers in various sizes.
Features
Minimum period for renting out a locker is one year Lockers can be hired by individuals, limited companies, associations, clubs ans trusts. Locker rent charges will be as per size specification. Please contact Dhantoli branch for further details.
SMS SYSTEM
SMS Banking service provides instant notification about your as and when it happens. It helps you to keep a watch on your account with a round the clocl service. Every debit or credit in your account over a limit desired by you is intimated by SMS. Now, with SMS Banking service, you are always in a position to detect unauthorized access to your account.
Features of SMS Alert
All transactions above a value desired are intimated to you as and when they happen, so you are always kept updated on your transactions. No need to queue in at branch or ATM to check your account. Get automatic updates on deposits/loan installments due, interest rate changes and new products. This service is available from anywhere in the India, even when you are on the move.
DEPOSIT SCHEMES
Vaibhav Laxmi Fixed Deposit Scheme - 9% PER ANUM INTEREST - (Offer only for limited period)
| DAYS | RATE OF INTREST | ||
| General | Senior Citizen | Society | |
| 401 DAYS | 9 % | 9.50 % | 9.50 % |
| 301 DAYS | 8.50 % % | 9 % | 9 % |
| 201 DAYS | 8 % | 8.50 % | 8.50 % |
| 101 DAYS | 7.50 % | 8 % | 8 % |
| 71 DAYS | 5.50 % | 6 % | 6 % |
| 41 DAYS | 4.50 % | 5 % | 5 % |
DHANKUBER DEPOSIT SCHEMES
| DAYS | RATE OF INTREST | ||
| General | Senior Citizen | Society | |
| 365 DAYS | 8.75 % | 9.25 % | 9.25 % |
| 270 DAYS | 8.25 % | 8.75 % | 8.75 % |
| 180 DAYS | 7.75 % | 8.25 % | 8.25 % |
| 90 DAYS | 7 % | 7.50 % | 7.50 % |
| 60 DAYS | 5 % | 5.50 % | 5.50 % |
| 30 DAYS | 4 % | 4.50 % | 4.50 % |
National Electronic Funds Transfer - NEFT SYSTEM
'NEFT Facility' National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one fund transfer.
Features
Transaction amount less than Rs. 2,00,000 will be treated as NEFT transaction. The Funds transfer request through NEFT mode can be made only from 10:00 am to 01:30 pm, from Monday to Friday and from 10:00 am to 11:00 pm on working Saturdays.
Real Time Gross Settlement - RTGS SYSTEM
'Real Time Gross Settlement', RTGS, is the fastest possible money transfer system through the banking channel. With RTGS, transferring money becomes easier, faster process. Speed transfers in ral-time.
Features
The RTGS system is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is Rs. 2 lakh. The funds transfer request through RTGS mode can be made only from 10:00 am to 01:30 pm, from Monday to Friday and from 10:00 am to 11:00 pm on Saturdays.
MONTHLY INVEST SYSTEM
Get Rs. 750/- monthly on Rs. 1 Lakh FD
| INVEST AMOUNT RS. | 1,00,000 | 2,00,000 | 3,00,000 | 4,00,000 | 5,00,000 | 6,00,000 | 7,00,000 | 8,00,000 | 9,00,000 | 10,00,000 |
| MONTHLY INCOME RS. | 750 | 1500 | 2250 | 3000 | 3750 | 4500 | 5250 | 6000 | 6750 | 7500 |
| MONTHLY INCOME RS. (Senior Citizen) | 792 | 1583 | 2375 | 3167 | 3958 | 4750 | 5542 | 6333 | 7125 | 7917 |